“Cabela’s CLUB Card: Rewards That Hit the Bullseye”

---

“Maximize Your Outdoors Spending with Cabela’s CLUB Card”

“Is the Capital One Cabela’s CLUB Credit Card Worth It? A Current Look at Perks & Costs”

---

About Capital One Cabela’s CLUB Credit Card

The Capital One Cabela’s CLUB Credit Card is a rewards credit card offered by Capital One for U.S. consumers, tied to Bass Pro Shops and Cabela’s. It allows cardholders to earn “CLUB Points” on purchases, especially at Bass Pro Shops and Cabela’s, along with special perks, pricing advantages, and benefits for members. It’s designed to reward frequent shoppers of outdoor gear, hunting, fishing, and related outdoor recreation.

---

Quick Overview

Here are the main features, fees, and conditions (as of mid-2025) :

Feature	Details
Reward Rates	• 2% back in CLUB Points on all purchases at Bass Pro Shops & Cabela’s. • 1% back in CLUB Points on all other purchases wherever Mastercard is accepted.
Annual Fee	$0 – no yearly fee.
APR	• 9.99% APR for purchases made at Bass Pro Shops & Cabela’s. • For other purchases and balance transfers: 19.99% – 31.24% Variable APR.
Welcome / Bonus Offer	• $20 in CLUB Points upon approval. • $10 in CLUB Points after 2 purchases at Bass Pro Shops or Cabela’s within 30 days of account approval. • $20 in CLUB Points after 5 purchases everywhere else Mastercard is accepted within 30 days.
Other Perks	• CLUB Points never expire, as long as the account stays open. • A “Price Match + Beat” feature: Bass Pro Shops & Cabela’s will beat a competitor’s price (local or qualifying online retailer) by 5% if you show it. • Digital tools: mobile app, virtual card, tracking rewards, auto-pay, etc.

---

Direct Link To Offer

---

Pros & Cons

Pros:

• No annual fee means lower cost to hold the card.
• Strong rewards rate (2%) at Bass Pro Shops & Cabela’s—good if you shop there often.
• Decent bonus offer early on, with CLUB Points just for opening and doing a few purchases.
• Additional benefit of the 5% price beat makes it attractive for value-conscious shoppers.
• Low fixed APR (9.99%) for purchases at Bass Pro & Cabela's reduces interest burden for those who might carry a balance for those purchases.

Cons:

• The higher APR for non-Bass/Cabela’s purchases is steep. If much of your spending is outside those stores, you’ll be paying more interest or earning less in rewards.
• The reward rate on other purchases is only 1% which is fairly standard but not outstanding.
• Bonus offers are modest compared to cards that offer large sign-on bonuses or travel perks (though those cards often come with annual fees).

---

Analysis

If you are someone who shops regularly at Bass Pro Shops or Cabela’s, uses the card for those purchases, takes advantage of the price-beat policy, and can pay off your balance largely every month, this card can be profitable. The 2% rewards and 9.99% APR for those store purchases are strong advantages.

However, if most of your spending is outside Bass Pro / Cabela’s, or you tend to carry balances on general purchases, then the higher APR on non-store purchases plus modest rewards elsewhere make it less compelling.

---

Review

 For its target audience—outdoor enthusiasts or frequent customers of these chains—the offer is beneficial. For general users, comparatively less so not that much profitable.

---