Looking for a Direct Line Home insurance review? Here are the complete details about Direct Line Insurance which can help you decide which policy to buy in the UK. Types of policy, its pros, and cons, and how to claim your insurance.
About Direct Line Home Insurance Reviews
The direct line is one of the top leading insurance companies which provides a variety of insurance policies for Home insurance, Car insurance, Pet insurance, travel insurance, etc. It has around 10683 reviews on trust pilot with a 4-star rating
Why do you need Home Insurance?
Home insurance is important to safeguard your home from unconditional damage or accident. It includes damage to the Home and damaged or stolen items within the home.Different types of Direct line Home Insurance policies
1. Home Insurance:
This policy offers the cover of the Home's main structure and rebuilds of up to £1 million, the content cover of up to £50,000, tracing and replacing building parts for water escaping up to £5,000, and alternate accommodation of pets while repairing the home up to £40,000.2. Home Insurance Plus:
This policy, covers the Home's main structure and rebuilds unlimited, the content covers up to £100,000, tracing and replacing building parts for water escaping up to £10,000, and alternate accommodation of pets while repairing the home up to £80,000, Additionally it also covers portable items, accidental damage of carpet and hidden pipes, covers broken boiler, water leak, faulty lock up to £5003. SELECT Premier:
This policy, cover the Home's main structure and rebuilds Unlimited, the content covers Unlimited, tracing and replacing building parts for water escaping up to £15,000, and alternate accommodation of pets while repairing the home up to Unlimited for Up to 3 years. Additionally, it also covers portable items, accidental damage of carpets and hidden pipes, covers broken boilers, water leaks, and faulty locks up to £1,500.What they cover
- water or oil escaping from underground drains and pipes, domestic appliances, and storage tanks.
- pay up to £5,000 to remove and replace any part of the buildings to find the source of any water or oil escaping from tanks, pipes, appliances, or fixed heating systems that is causing damage to the buildings.
- damage from hitting by vehicles or anything that drops from an aircraft or flying object.
- Subsidence or heave, damage of solid floor slab, outdoor swimming pools, tennis courts, patios, terraces, service tanks, drains, septic tanks, pipes, and cables, central heating fuel storage tanks, drives, footpaths, garden walls, hedges, gates or fences – but only if your home is damaged at the same time and by the same cause.
- Damage of garage or outbuildings by the weight of snow.
- pay to replace and fit locks in case of lost keys.