Looking for Sainsbury's Bank Travel Insurance Reviews? Here you will get all the information about the post office travel insurance policy, its types, pros and cons, making claims, pricing, etc.
What is Sainsbury's Bank Travel Insurance
Sainsbury’s Bank offers travel insurance to help people when
they go on holidays. Travel insurance can cover things like lost luggage,
cancelled flights, or medical emergencies. Let’s see what people think about
Sainsbury’s Bank travel insurance.
Sainsbury's Bank Travel Insurance helps travelers to protect themselves from unexpected Medical Expenses, damage to personal items, etc. on their holidays.
It has Flexible policies for worldwide trips
Sainsbury's Bank Official Website: https://www.sainsburysbank.co.uk/
Features of Sainsbury's Bank Travel Insurance
- 20% Discount on all Insurance policies [For Nectar Members Only]
- Unlimited Medical Expenses [Platinum annual or single trip cover]
- Covers Most pre-existing medical conditions
- 24/7 helpline for medical emergency
Types of Insurance
Sainsbury’s Bank has different types of travel insurance:
- Single
Trip: This is for one holiday. It can cover you, your partner, or
your family.
- Annual
Multi-Trip: This is for many holidays in one year. It covers
trips in the UK and other countries.
- Extended
Trip: This is for long holidays, up to 548 days.
Benefits
- Medical
Cover: All plans include medical cover. This helps if you get
sick or hurt on your trip.
- Lost
or Stolen Items: The insurance can help if your things are lost or
stolen.
- Cancellation:
If you need to cancel your trip, the insurance can help you get your money
back.
- Nectar
Card Discount: If you have a Nectar card, you can get up to 20% off.
Customer Reviews
Many people have shared their thoughts about Sainsbury’s
Bank travel insurance. Here are some common points:
- Good
Points:
- Some
customers say the insurance helped them during emergencies.
- People
like the discount for Nectar card holders.
- Bad
Points:
- Customer
Service: Many people say it is hard to get help. They have to
wait a long time on the phone.
- Claims:
Some customers have trouble getting their claims approved. They say
the process is slow and needs many documents.
- Communication:
People say the company does not give updates about their claims.
Policy Types of Sainsbury's Bank Travel Insurance
Single Trip travel insurance
If you are planning one holiday trip a year then Sainsbury's Bank Single Trip Travel Insurance is the best option
It covers
cover for family or group
protect personal baggage
covers medical expenses
Annual multi-trip travel insurance
Sainsbury's Bank Annual multi-trip Travel Insurance provides essential coverage for Unlimited Trips abroad in a year.it covers
pre-existing medical conditions
Covers most Sports (wakeboarding, tennis, ice skating, and marathon running)
covers medical expenses
Extended trip travel insurance
Sainsbury's Bank Extended trip travel insurance protects for longer period trips. Uk travelers can trip abroad for up to 18 Months
Travel Insurance with Covid-19 coverage as standard
The covid-19 coverage is generally available for all the standard policies.
| Covid-19 Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Medical emergency and repatriation expenses | £10 million | £15 million | Unlimited |
| Cancellation and cutting short your trip | £3,000 | £5,000 | £7,500 |
For more advanced coverage they also have an Enhanced Covid-19 cover add on
What plan does it offer?
| Key Benefits | Silver Cover | Gold Cover | Platinum Cover |
|---|---|---|---|
| Medical emergency expenses | £10 million | £15 million | Unlimited |
| Cancellation or cutting short your trip | £3,000 | £5,000 | £7,500 |
| Personal baggage | £1,250 | £2,000 | £3,000 |
| Personal accident | - | £25,000 | £50,000 |
| Gadget cover | £500 | £750 | £750 |
| Personal Money | £400 | £500 | £750 |
| Mugging cover | - | £250 | £500 |
| End supplier failure | - | £2,500 | £2,500 |
What is covered
- Cancellation – up to £1,000
- Cutting Short Your Trip – up to £1,000
- Emergency Medical Expenses incl 24/7 Assistance – up to £10 million
- Personal Liability – up to £2 million
- Travel Delay – up to £100
- Loss of Important Documents – up to £100
- Personal Baggage – up to £1,000
- Delayed Baggage – up to £100
- Personal Money – up to £200
- Legal Costs and Expenses – up to £25,000
- Hijack – up to £250
- COVID-19 cover–up to limits shown under the Cancellation, Cutting Short Your Trip, and Emergency Medical Expenses sections above
Optional Extras
- Cruise Cover
- Winter Sports Cover
- Backpacker Cover
- Medical Cover
- Family cover
- Traveling over 55
What is not Covered
- Traveling against medical advice or with the intention of obtaining medical treatment abroad.
- Private medical treatment unless agreed
Customer Support
How to Claim
For all travel insurance claims including lost baggage, holiday cancellation, medical and travel delay, etc.
- Submit your claim online
- Call the claims helpline at +44 (0) 1403 288 421**
Cancellation and refunds
You can cancel this policy at any time. If you cancel within 14 days of receipt of policy documents, we will cancel the policy and refund your premium in full provided that you have not already taken your trip, made a claim, or intend to make a claim. To cancel the policy, please telephone 0345 305 2622 or write to us.
Sainsbury's Bank Travel Insurance Reviews
Sainsbury's Bank has around 3.8-star ratings with 8875 Customers on Trustpilot.FAQ
Is Sainsbury's travel insurance any good
Defaqto gives Sainsbury's Bank's Gold and Platinum level policies five stars. Sainsbury's Bank was named a top provider on the list of the Best Covid-19 Travel Insurance Policies.
Does Sainsbury's travel insurance cover covid-19
Yes, Sainsbury's travel insurance cover covid-19 on all standard insurance policies. It also has an addon as Enhanced covid-19 cover with extra benefits.
Sainsbury’s Bank travel insurance has some good points, like
medical cover and discounts for Nectar card holders. But many people have
problems with customer service and claims. If you are thinking about getting
travel insurance, it is a good idea to read more reviews and compare different
companies.
Tags
Travel Insurance