Earn up to 3.75% APY & a $200 New Account Bonus with Premier Plus Checking.
About Premier Plus Checking account offer
Premier America Credit Union is offering a compelling new
deal for consumers looking to maximize their checking account benefits. The
Premier Plus Checking account provides a promotional 3.75% Annual Percentage
Yield (APY) on balances up to $30,000, alongside a $200 new account bonus. This
makes it one of the highest-yielding checking accounts currently available.
Quick Overview
- High
Promotional APY
You can earn 3.75% APY on balances up to $30,000—a rate significantly above the national checking average (~0.07%). - Post-Promo
Rate
After the promotion ends on September 30, 2025, balances up to $30,000 earn 1.50% APY, with just 0.10% APY on anything above that. - Monthly
Requirements
To qualify for the premium yield, you must: - Make
at least 15 debit or credit card transactions, posted within the
monthly statement period.
- Be opted
in to eStatements.
- $200
New Account Bonus⁶
To receive the bonus, you need to: - Set
up an ACH direct deposit (minimum of $250).
- Be
enrolled in eStatements.
- Make
10 point-of-sale card transactions within the first 60 days.
If these conditions are met, the bonus comes in two $100 deposits on day 61, and is subject to IRS reporting (you’ll receive a 1099 form). - Additional
Perks
- Early
direct deposit—up to 2 days earlier paydays.
- Up
to $20/month in ATM fee rebates, covering fees at out-of-network
ATMs.
- Convenient
tools like Zelle, online & mobile banking, fraud monitoring,
and free credit score access.
Direct Link To Offer
Is this offer profitable for the customer ?
Yes—if you meet the requirements.
Why it’s a great deal:
- The 3.75%
promotional APY is exceptionally high for a checking account—ideal for
balances up to $30,000.
- The $200
bonus, once you meet low-to-moderate activity and deposit thresholds,
adds immediate value.
- Additional
benefits like cashback-equivalent ATM rebates and early payroll
access further enhance the value.
What to watch for:
- After
September 30, 2025, the rate drops. Even then, 1.50% APY remains
competitive but is well below the current promotion.
- You
must consistently meet the monthly transaction and eStatement
requirements—otherwise, your yield drops to 0.10% APY on your
entire balance.
- Ensure
you're comfortable with the eligibility criteria and remain a member in
good standing.
Review
For individuals with at least $250 in direct deposit, frequent card usage, and the ability to opt in to eStatements, this is a profitable and rewarding checking option—especially for the remainder of the promotion period. Just be mindful of what happens once the rate normalizes.