“Earn 125,000 points, redeem into your Schwab account at 1.1¢/point.”
About American Express Platinum Card for Charles Schwab
Looking for a credit card that combines luxury travel
perks with investment flexibility? The American Express Platinum
Card for Charles Schwab is a game-changer for U.S. travelers and investors
alike. With 125,000 bonus points, exclusive lounge access, premium
travel credits, and the unique ability to redeem points directly into your
Schwab brokerage account, this card is designed for people who want the best of
both worlds—world-class travel and smart investing.
Quick Overview
Maximize travel perks and investment rewards with the Schwab
Amex Platinum Card. Earn 125,000 points, redeem directly into your Schwab
account, and enjoy elite lounge access, hotel credits, and more.
In this article, we break down everything you need to
know about this card, why it’s trending among savvy U.S. users, and how it
stacks up against other premium travel cards on the market. Plus, check out our
easy-to-read comparison table so you can see at a glance which card delivers
the most value for your lifestyle.
Direct Link To Offer
“The Amex Platinum Card for Charles Schwab is more than just a travel card—it’s a powerful tool for investors and travelers who want maximum value."

Top Premium Travel Cards Compared: Schwab Amex Platinum vs. Other
Elite Cards
Feature |
Amex Platinum for Charles Schwab |
Chase Sapphire Reserve |
Capital One Venture X |
Standard Amex Platinum |
Annual Fee |
$895 |
$550 |
$395 |
$695 |
Welcome Bonus |
125,000 points after $8,000 spend |
60,000 points after $4,000 spend |
100,000 miles after $10,000 spend |
100,000 points after $6,000 spend |
Points on Travel |
5× flights & hotels via Amex Travel |
3× travel |
10× hotels, 2× flights |
5× flights & hotels via Amex Travel |
Cash Redemption |
Redeem points into Schwab account at 1.1¢/pt |
1.25¢/pt via travel |
1¢/pt for statement credit |
1¢/pt via Amex Travel |
Lounge Access |
Amex Centurion, Priority Pass |
Priority Pass |
Capital One Lounges, Priority Pass |
Amex Centurion, Priority Pass |
Travel Credits |
Airline: $200, Uber: $200, Hotel: $600 |
$300 travel credit |
$300 travel credit |
Airline: $200, Uber: $200, Hotel: $200 |
Additional Perks |
Resy: $400, Digital Entertainment: $300, Lululemon: $300,
CLEAR, concierge |
Global Entry/TSA PreCheck, car rental insurance |
Annual credits, no foreign fees |
Digital entertainment, concierge, Global Entry/TSA
PreCheck |
Best For |
Travelers who invest |
Frequent travelers & dining enthusiasts |
Frequent travelers seeking high ROI |
Luxury travelers & Amex point maximizers |
Conclusion
With elite travel perks, hotel and airline credits,
exclusive lounge access, and the ability to turn points into cash in your
Schwab account, it’s clear why this card is gaining buzz in the U.S. market.
Compared to other premium cards like Chase Sapphire Reserve,
Capital One Venture X, and the standard Amex Platinum, the Schwab version shines
for users who value both travel luxury and smart investing. If you travel
frequently, leverage all credits, and want flexible redemption options, this
card is extremely profitable.
Review
Highly recommended
for frequent travelers and investors seeking premium rewards. Less ideal for
casual spenders, but unbeatable if you maximize the perks.