Betterment is giving new customers a chance to maximize their savings with its
highest rate of the year. By opening a Cash Reserve account and making a
qualifying deposit, savers can earn a 0.65% APY boost, locking in a total APY
of 4.65% through January 15, 2026. This offer ensures your boost remains fixed
even if the base rate changes.
Quick Overview
- Offer:
0.65% APY boost on Cash Reserve account
- Total
APY: 4.65% (variable)
- Eligibility:
New customers making a qualifying deposit
- Duration:
Boost valid through January 15, 2026
- FDIC
Insurance: Up to $2 million ($4 million for joint accounts)
- No
Fees or Minimum Balance Requirements
Direct Link to Offer
"Unlock Betterment’s highest savings boost of 2025! Earn 4.65% APY with no fees or minimums—perfect for new customers"
Review
Betterment’s 4.65% APY offer is highly competitive compared to other
institutions, with no fees or minimum balance requirements and strong FDIC
coverage. For savers looking for a safe, high-yield, and low-maintenance
option, this promotion is a profitable and attractive opportunity.
