“State Farm, U.S. Bank Team Up to Launch Credit Cards Packed with Rewards, Protections, and Perks”
About State Farm Premier Cash Rewards Visa Signature Card
State Farm and U.S. Bank are teaming up to
offer credit cards that feature enhanced and expanded benefits — designed for
rewards, convenience, safeguards and more. Launched through this co-branded
alliance, the new State Farm Visa cards bring a compelling lineup of cash-back
earnings, low APRs, protection features, and no annual fees—courtesy of U.S.
Bank as the issuer and service provider.
Quick Overview
State Farm Premier Cash Rewards Visa Signature Card
- Sign-up
bonus: $150 cash back when you spend $500 in the first 90 days.
- Cash
back rates:
- 3%
on insurance premium payments (up to $4,000 per year) — up to 5% in the
first year when applying through a State Farm agent.
- 2%
on gas (including EV charging), drugstores, groceries, and dining.
- 1%
on all other purchases.
- No
annual fee
State Farm Good Neighbor Visa Card
- Intro
APR: Low APR on purchases and balance transfers for 18 billing cycles.
- Perks:
Beneficial safeguards and no annual fee.
State Farm Business Cash Rewards Visa Signature Card
- Cash
back rates:
- 3%
on insurance premiums (up to $4,000/year), potentially 5% for the first
year via agent application.
- 3%
on gas/EV (≤ $200), cell phone service, office supplies, and dining.
- 1%
on all other purchases.
- Bonus:
$100 annual software-subscription credit.
- No annual fee
State Farm Cash Rewards Secured Visa Credit Card
- Designed
for credit building or rebuilding.
- Cash
back rates:
- Same
as Premier: 3% on premiums (up to $4,000/year; 5% first-year agent
bonus), 2% on common categories, 1% elsewhere.
- Extra
protections: Roadside Dispatch, ID Navigator by NortonLifeLock, Dovly
Uplift, and no annual fee.
Additional Safeguards Across Cards
All cardholders (Premier, Good Neighbor, and Business)
benefit from:
- Auto
deductible reimbursement
- Cell
phone protection
- Purchase
security
These features apply when using the card for qualifying purchases and follow terms in the card’s benefits guide.
Direct Link To Offer
Is This Offer Profitable for Customers ?
Yes—this credit card lineup is largely favorable for many
consumers, especially if you’re looking for solid rewards, extra
protection, and no annual fees. Here’s a breakdown:
- Highly
profitable if:
- You
regularly pay insurance premiums—earning up to 5% back in the first year
is excellent value.
- You
also spend in common categories like gas, groceries, and dining.
- You
value built-in protections like auto deductible reimbursement,
accessories, and purchase security—typically found as separate paid
features.
- Great
for businesses and credit builders:
- The
Business Cash Rewards card includes an annual software-credit—nice bonus
if it aligns with your business needs.
- The
secured card supports credit-building with solid rewards and helpful
protection tools.
- Low-APR
shoppers: The Good Neighbor card offers extended 18-cycle intro APR,
suitable for those planning to carry balances or execute transfers.
Considerations:
- As
with any card, the value depends on your spending patterns. If you don’t
spend much on insurance premiums or common categories, the benefits may be
less impactful.
- Always
pay on time to avoid interest canceling out rewards.
Review
For consumers who pay insurance premiums and regularly spend
on gas, dining, groceries, or drugstore needs, these cards deliver robust value
with no annual fees and meaningful perks. Even those needing low-cost balance
transfer options or credit-building tools can benefit. Overall, the State
Farm + U.S. Bank credit card offerings are a smart and profitable choice—especially
when your habits align with the rewards structure.
