"Extra Debit Card: Build Credit Effortlessly with Your
Daily Spending"
About Extra Debit Card
Building a strong credit profile can be challenging without
a traditional credit card. The Extra Debit Card provides a modern solution,
allowing users to improve their credit score simply by making everyday
purchases. Designed for those new to credit or looking to rebuild, Extra
leverages your debit account to create credit-building opportunities without
the risks of overspending.
Quick Overview
- How
It Works: Extra provides a line of credit called Spend Power through
Lead Bank. When you make a purchase, Extra temporarily covers it using
your Spend Power and automatically withdraws the amount from your linked
bank account. All payments are reported to credit bureaus as creditworthy
transactions.
- Credit
Reporting: Reports payments to Equifax and Experian, helping users
build credit history. No credit check is required to apply.
- Bank
Compatibility: Works with over 10,000 U.S. banks, so you can keep your
funds in your preferred account.
- Rewards:
Earn up to 1% back in points on eligible purchases when upgrading to the
rewards subscription. Points can be redeemed for electronics, gift cards,
and more.
- Credit
Impact: Members have increased their credit scores by an average of 48
points with responsible use. Many open multiple new credit cards within
their first year of membership.
Direct Link To Offer
"No Credit Card? Build Credit with Extra Debit
Card"
The Extra Debit Card is a highly practical tool for building or improving credit without taking on traditional credit card debt. Its innovative Spend Power system allows users to turn everyday debit purchases into credit-building opportunities while offering rewards. While a subscription fee applies, the credit-building benefits and potential long-term savings make it a worthwhile option for anyone aiming to strengthen their credit profile.
