A rumor suggests that the Chase Sapphire Reserve® annual fee could rise from $550 to $795—an increase of $245—while adjusting earn rates and adding a suite of new credits and perks for cardholders. Under the proposed structure, Chase Travel portal bookings for hotels and cars would earn 8× points (down from 10×), flights booked through the portal would earn 8× points (up from 5×), direct airline and hotel bookings would earn 4× points (up from 3×), and “other travel” would drop to 1× points. The package of new benefits includes bi-annual $250 “Edit Credits” (totaling $500), $300 in dining credits, $300 in StubHub credits, $300 in DoorDash credits plus a $120 DashPass membership, $250 toward Apple TV+ and Apple Music, $120 in Lyft credits, and $120 in Peloton credits . Additionally, cardholders who spend $75,000 annually could receive $500 in Southwest Airlines credits, Southwest A-List status, IHG One Rewards Diamond Elite status, and a $250 “The Shops” credit . An update on May 15, 2025 clarifies that a recent travel magazine removed any reference to 3× points on general travel categories while retaining 3× points on dining .
[Rumor] Chase Sapphire Reserve May Raise Annual Fee to $795 in 2025
The Chase Sapphire Reserve® Today
- Annual
Fee: $550, currently one of the highest in the market.
- Earning
Structure: 10× on hotels and car rentals booked through Chase Travel℠;
5× on flights; 3× on dining and select streaming services; 1× on all other
purchases.
- Core
Benefits: $300 annual travel credit, Global Entry/TSA PreCheck credit,
Priority Pass™ Select lounge access, and a 1.5¢ per point redemption boost
when booking travel through the Chase portal.
Why Change
According to chatter on Reddit, a Chase representative
inadvertently mentioned during a product upgrade call that the fee is slated to
rise to $795 and that new benefits would be added to offset the increase.
Proposed Changes
Annual Fee Increase
- New
Fee: $795 for the primary cardholder ($195 for authorized users) — a
$245 jump from the current $550 fee .
Redesigned Earning Rates
- Chase
Travel Portal (Hotels & Cars): 8× points (from 10×)
- Chase
Travel Portal (Flights): 8× points (from 5×)
- Direct
Airline & Hotel Bookings: 4× points (from 3×)
- Dining:
3× points (unchanged)
- Other
Travel: 1× point (from 3×).
Update (5/15/25): A recent travel magazine removed
any mention of 3× points on “other travel” categories, though 3× dining remains
confirmed .
New Credits & Perks
- $500
“Edit Credit”: $250 semi-annual via Chase’s hotel portal for select
properties .
- $300
Dining Credit: $150 semi-annual through Sapphire Reserve Tables.
- $300
StubHub Credit: $150 semi-annual.
- $300
DoorDash Credit: $25 monthly credit.
- $120
DashPass Membership: Annual subscription fee credit.
- $250
Apple Credit: Applied toward Apple TV+ and Apple Music.
- $120
Lyft Credit: Up to $10 monthly (5% back) on Lyft rides.
- $120
Peloton Credit: Up to $10 monthly (10× on Peloton equipment
purchases).
- $75K
Annual Spend Tier:
Credibility & Next Steps
These changes have not been confirmed by Chase, and
no official communication has appeared on chase.com or through Chase’s
traditional media channels . Historically, some rumors circulating on fan forums and
blogs have materialized, while others have fizzled out, so cardholders should
await formal announcements before making decisions.
Potential Impact & Reaction
- Value
Proposition: While the increased fee may be offset by the expanded
credits for some users, casual travelers may find the reduction in general
travel multipliers and the complexity of monthly credits less appealing.
- Behavioral
Shift: Heavy users of Peloton, DoorDash, or Apple subscriptions could
recoup a significant portion of the fee, but those who book travel outside
the Chase portal may see diminished returns.
- Market
Positioning: If enacted, the new $795 fee would eclipse the American
Express Platinum’s current $695 fee, positioning the Sapphire Reserve as
the priciest consumer travel card.
Conclusion
At this stage, the rumored $795 annual fee and accompanying
overhaul of earning rates and credits remain unverified. Prospective changes
underscore a growing trend toward “coupon-book” style benefits and
platform-driven rewards but may risk alienating core premium travelers who
value flexibility and simplicity. Cardholders should monitor official Chase
announcements and consider their own spending patterns and benefit utilization
before reacting to these circulating rumors.