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HomeAxos Bank

“ Axos Bank Marks 25 Years as a Digital Banking Powerhouse ”

byak -September 22, 2025
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Axos Bank

“ Axos Bank USA: 25 Years of Digital Banking Innovation ”

Axos Bank, based in San Diego, California, is celebrating 25 years as a pioneer in digital banking. Founded on July 4, 2000, as Bank of Internet USA, it rebranded to Axos Bank in 2018. The bank operates entirely online, offering a full suite of services including checking and savings accounts, personal loans, mortgages, and investment services. With over $20.3 billion in assets, Axos serves customers nationwide without physical branches, leveraging technology for convenient banking.

Quick Overview
Axos Bank continues to grow through strategic initiatives, leadership appointments, and strong financial performance, maintaining its position as a leading digital-first financial institution.

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Key Features & Updates

  • Stock Repurchase Program: Axos Financial increased its stock repurchase program by $100 million in May 2025, boosting shareholder value.
  • Leadership Expansion: Kristian Ilkov appointed to lead Middle Market Banking, targeting companies with revenues of $25M–$3B.
  • Industry Recognition: Named to Forbes’ list of America’s Best Banks in 2025.
  • Financial Performance: Q4 2025 net income of $110.7M, EPS $1.92, up from $104.9M and $1.80 EPS in prior quarter.
  • Customer-Centric Innovation: Competitive interest rates, low or no fees, and fully digital account management.

Review
Axos Bank remains a strong choice for those seeking a digital-first, flexible, and technologically advanced banking experience. With robust financials, strategic leadership, and a 25-year track record, it continues to offer reliable banking services without traditional branch constraints.

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