“ Axos Bank USA: 25 Years of Digital Banking Innovation ”
Axos Bank, based in San Diego, California, is celebrating 25
years as a pioneer in digital banking. Founded on July 4, 2000, as Bank of
Internet USA, it rebranded to Axos Bank in 2018. The bank operates entirely
online, offering a full suite of services including checking and savings
accounts, personal loans, mortgages, and investment services. With over $20.3
billion in assets, Axos serves customers nationwide without physical branches,
leveraging technology for convenient banking.
Quick Overview
Axos Bank continues to grow through strategic initiatives, leadership
appointments, and strong financial performance, maintaining its position as a
leading digital-first financial institution.
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Key Features & Updates
- Stock
Repurchase Program: Axos Financial increased its stock repurchase
program by $100 million in May 2025, boosting shareholder value.
- Leadership
Expansion: Kristian Ilkov appointed to lead Middle Market Banking,
targeting companies with revenues of $25M–$3B.
- Industry
Recognition: Named to Forbes’ list of America’s Best Banks in 2025.
- Financial
Performance: Q4 2025 net income of $110.7M, EPS $1.92, up from $104.9M
and $1.80 EPS in prior quarter.
- Customer-Centric
Innovation: Competitive interest rates, low or no fees, and fully
digital account management.
Review
Axos Bank remains a strong choice for those seeking a digital-first, flexible,
and technologically advanced banking experience. With robust financials,
strategic leadership, and a 25-year track record, it continues to offer
reliable banking services without traditional branch constraints.