About Affinity Card Rewards: Get Paid Back When You
Spend
With Affinity Card Rewards—whether you're using a credit or
debit card—you earn back points or cash on your purchases. From everyday
spending to special bonus offers, these rewards can convert into gift cards,
travel perks, charitable donations, and more. It’s a way to make your spending
work harder for you.
Quick Overview
Affinity Card Rewards let cardholders earn incentives when
they use their Affinity credit or debit cards. Depending on the card type,
rewards take the form of points or cash back, which can be redeemed in multiple
flexible formats. Affinity Card holders now have a compelling reason to swipe
more often—and enjoy the benefits afterward. Whether you're using a qualifying
credit or debit card from Affinity (also known as Affidian Credit Union), your
purchases can earn you tangible rewards.
Direct Link To Offer
Offer Highlights
Credit Card Rewards (Affinity Credit Union)
- Quantum
Visa Signature Card: Earn 3 points per $1 spent on qualifying
purchases.
- Visa
Signature Card: Earn 1 point per $1 spent.
- In
addition to base points, bonus points are earned via linked offers at
participating merchants—both in-store and online—through the Affinity
Online network, which includes more than 3,000 merchants.
- Points
can be redeemed for a wide array of rewards: gift cards, cash back,
charitable donations, travel, event tickets, merchandise, and more.
Debit Card Cash Back (Affinity Federal Credit Union)
- Users
earn 1% cash back on all debit card purchases. Cash back is
credited back to your account automatically at the end of each month.
- Cash
Back Debit Card benefits include: no minimum balance, no monthly fees
(when enrolled in eStatements), free access to 30,000+ ATMs, and early
paycheck access via direct deposit.
Additionally, Affinity offers a Cash Rewards Visa
Signature credit card featuring:
- Up
to 5% cash back at Amazon (on up to $1,000 monthly),
- 2%
cash back at gas stations, supermarkets, restaurants, streaming, ride
services, and on all other purchases,
- A $150
cash back bonus after spending $3,000 within the first 90 days,
- No
annual fee and no foreign transaction fees.
Is It Profitable for Customers ?
Absolutely. The Affinity Card Rewards programs are
profitable and user-friendly:
- High
earning potential: Up to 3 points per dollar—or up to 5% cash back—on
credit card purchases, and 1% on debit card transactions.
- No
hidden costs: Many of the cards carry no annual fees and no
foreign transaction fees.
- Flexible
redemption options: Rewards can be redeemed in many ways, including cash
back, gift cards, travel, or donations.
- Additional
perks: Debit card holders benefit from early pay, fee-free ATM access,
and no minimum balance requirements.
Review
The Affinity Card
Rewards program is a smart, profitable opportunity for U.S. customers,
especially those who make frequent purchases or can leverage bonus categories
and redemption flexibility.
