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About SoFi Plus Premium Membership Offer
SoFi’s new SoFi Plus premium membership is here—and it’s loaded with
value. Sign up today and receive $50 in rewards points, enjoy 12+
perks, and potentially unlock $1,000 or more in annual benefits.
Quick Overview
SoFi Plus delivers a bundle of financial perks and savings
under one membership—designed to help you earn more, save smart, and invest
confidently.
- $50
in welcome rewards points when you enrol and maintain membership for
90 days
- Over
$1,000 in estimated annual value, factoring in high-yield savings,
cash-back boosts, financial planning sessions, and more
- Access
to 12+ benefits, such as:
- Up
to 3.80% APY on SoFi savings (with a limited-time boost to 4.50%
APY through September 3, 2025)
- Unlimited
1% rewards match on recurring SoFi Invest deposits
- Unlimited
one-on-one financial planning sessions valued at $250 each
- $1,000
discount on home loan closing costs
- Exclusive
rate discounts on student loan refinancing
- 3%
cash back on hotel bookings via SoFi Travel (powered by Expedia)
- 10%
cash-back boost on select SoFi credit cards (up to ~3.3% back)
- Double
rewards points on qualifying activities
- Discounts
on digital privacy tools (50% off Hello Privacy) and $200 off Trust &
Will services
- Preferred
IPO access, exclusive VIP event experiences, and more
Direct Link To Offer
Is SoFi Plus worth it ?
Yes—for engaged users.
- The $50
welcome bonus offsets up to five months of the $10 subscription
cost—especially compelling if used with direct deposit.
- The estimated
$1,000+ in annual value—through high APYs, cash-back boosts, financial
planning, loan discounts, and more—offers significant return potential.
- If
you actively use SoFi’s services—like banking, investing, and
borrowing—the benefits can far outweigh the cost.
However, for passive users or those with minimal activity,
the value may be limited. The membership’s benefits are best leveraged when you
consistently use SoFi’s ecosystem—so it’s most profitable for those who are
already engaged or actively looking to optimize their finances across accounts.
Review
In short, if you're seeking a centralized, rewarding
financial experience and often engage cross banking, investing, or borrowing
services, SoFi Plus is a strong value—especially with the $50 bonus and
potential for $1,000+ in benefits.