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Waukesha State Bank’s relaunched $250 checking bonus for Wisconsin residents, back as of May 17, 2025, with no direct deposit requirement:

In brief, Waukesha State Bank is once again offering a $250 cash bonus to new personal checking customers in Wisconsin, and you don’t need to set up direct deposit to qualify. The promotion requires a minimum opening deposit of $100 and one debit card transaction or ACH debit within 90 days of account opening, and must be claimed by presenting the promo code at account opening. This offer is valid on several of the bank’s checking products—most notably Simple Checking, Student Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, and Value Added Checking Plus—and expires December 31, 2025.

Direct Link to OFFER

[WI only] Waukesha State Bank $250 Checking Bonus – Direct Deposit Not Required

Offer Details

• Bonus amount: $250 cash reward.
• Availability: Residents of Wisconsin only.
• Promo code: DDA100EBDM21, to be provided at account opening.
• Expiration: December 31, 2025.

Eligible Accounts

The $250 bonus applies to the following new personal checking accounts (no transfer from an existing WSB checking permitted):

• Simple Checking (no direct deposit required)
• Student Checking (for ages ≤26)
• Senior Advantage Checking (for ages ≥55)
• Advantage Plus Checking
• Interest Checking
• Value Added Checking Plus

Qualification Requirements

1. New customer: No existing Waukesha State Bank checking relationship.
2. Minimum opening deposit: $100.
3. Activity requirement: One debit card purchase or ACH debit within 90 days of account opening.
4. Promo code presentation: Must mention or present DDA100EBDM21 at account opening.

Terms & Conditions Highlights

• One bonus per person; non-transferable.
• Bonus paid as a statement credit within 10 days of meeting qualifications.
• Reportable as interest on IRS Form 1099-INT; account holder is responsible for any taxes.
• Cannot be combined with other checking promotions.

How This Stacks Up

Compared to other Wisconsin-only promotions, WSB’s $250 bonus now ties among the highest cash bonuses without requiring direct deposit—matching offers like CIBM Bank’s $250 incentive for IN/IL/WI but surpassing most credit-union deals in sheer dollar amount.

Getting Started

To take advantage, visit any Waukesha State Bank branch in Wisconsin and open an eligible checking account with at least $100, mention promo code DDA100EBDM21, and complete one qualifying debit transaction within 90 days. Be sure to do so before December 31, 2025.

Stay tuned—this popular bonus has historically been extended through the end of the year, and bank insiders suggest it may return in 2026 as well.